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Did artificial intelligence deny you credit?

People who apply for a loan from a bank or credit card company, and are turned down, are owed an explanation of why that happened. It’s a good idea – because it can help teach people how to repair their damaged credit – and it’s a federal law, the Equal Credit Opportunity Act. Getting an answer wasn’t much of a problem in years past, when humans made those decisions. But today, as artificial intelligence systems increasingly assist or replace people making credit decisions, getting those explanations has become much more difficult.

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Life on Earth is used to gravity – so what happens to our cells and tissues in space?

There’s one force whose effects are so deeply entrenched in our everyday lives that we probably don’t think much about it at all: gravity. Gravity is the force that causes attraction between masses. It’s why when you drop a pen, it falls to the ground. But because gravitational force is proportional to the mass of the object, only large objects like planets create tangible attractions. This is why the study of gravity traditionally focused on massive objects like planets.

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Why we should not know our own passwords

Since 2009, U.S. Customs and Border Protection agents have been allowed to search electronic devices carried by citizens or noncitizens as they cross the border into the United States from other countries. More recently, Homeland Security Secretary John Kelly suggested this digital vetting should also include harvesting social media passwords. Kelly’s proposal prompted legal and technology experts to respond with an open letter expressing deep concern about any policy that demands that individuals violate the “first rule of online security”: Do not share your passwords.

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